TERMS AND CONDITION
TERMS AND CONDITION
Gold Mine Fixed Gold saving scheme is 11 Month. Scheme of 0.500 gms. to 8.000 gms. First Month Fixed grams should be paid Throughout The Scheme Only One Instalment Can be Paid in a Month.
Monthly payment may be made in person by cash or cheque (payable at Chennai) favouring Our Jewellery. Jewellery based on the 916-22ct rate on that day. Payment also accepted by card (credit/debit) or online (subject to terms and conditions).
email:Our Jewellery@gmail.com
www.Our Jewellery.com
After completing 30 days from the 11th month instalment you can collect your 916 gold jewellery without any wastage upto 12% and 3% GST will be borne by the management.
Those who discontinued the scheme in between they will not be given the benefit of wastage Defaulting members would become eligible for the benefit after they have paid all 11 instalments. In other words their eligibility would get postponed by the no.of months they have defaulted.
In this scheme (for 8 grms) customers should provide a xerox copy of their PAN card compulsory.
After the maturity period if the purchased gold ornaments having inseparable excess weight. Customer should pay the wastage and GST for the excess gold weight with GST.
If the customer purchased the gold ornaments less than the maturity weight, then the balance wastage value will not be adjustable or refundable.
Cash will not be refunded on any circumstances. There will not be any interest for your money. You cannot purchase Diamond. Platinum, Silver and Gift articles in this scheme.
Precious stones. Pearl and Coral for such type of ornaments you will be charged extra. As well for special nagas ornaments making charges should be bare by the customer.
At the time of joining the scheme. each member will be supplied with a pass book. members should ensure that your payments are correctly entered in the pass boa. Any discrepancy in the entnes should Immediately be brought to our notice and get rectified
3% GST wdi be borne by the management. in case if the any increase more, it has to be home by the customer.
The management has the right to take any decision on its own at any time without any prior notice.
All disputes are subject to the jurisdiction of the competent courts in Chennai.
Cancellation Policy Cancellations will be considered only if the request is made within 72 hours of placing an order. However, the cancellation request will not be entertained if the orders have been communicated to the vendors/merchants and they have initiated the process of shipping them.
There is no cancellation of orders placed under the Same Day Delivery category.
No cancellations are entertained for those products that the Our Jewellery. marketing team has obtained on special occasions like Pongal, Diwali, Valentine’s Day etc. These are limited occasion offers and therefore cancellations are not possible.
In case you feel that the product received is not as shown on the site or as per your expectations, you must bring it to the notice of our customer service within 24 hours of receiving the product. The Customer Service Team after looking into your complaint will take an appropriate decision.
Refund Policy
In case of non conformation of your order from outside the amount paid by you will be automatically get credited to your account through which payment made within stipulated time. In case of non delivery of your order the amount paid by you to us will be transferred to the bank account given by you. The amount will be transferring to your bank account through online within 15 days on you providing your bank details.
CANCELLATION POLICY
Cancellation Policy Cancellations will be considered only if the request is made within 72 hours of placing an order. However, the cancellation request will not be entertained if the orders have been communicated to the vendors/merchants and they have initiated the process of shipping them.
There is no cancellation of orders placed under the Same Day Delivery category.
No cancellations are entertained for those products that the Our Jewellery. marketing team has obtained on special occasions like Pongal, Diwali, Valentine’s Day etc. These are limited occasion offers and therefore cancellations are not possible.
In case you feel that the product received is not as shown on the site or as per your expectations, you must bring it to the notice of our customer service within 24 hours of receiving the product. The Customer Service Team after looking into your complaint will take an appropriate decision.
Refund Policy
In case of non conformation of your order from outside the amount paid by you will be automatically get credited to your account through which payment made within stipulated time. In case of non delivery of your order the amount paid by you to us will be transferred to the bank account given by you. The amount will be transferring to your bank account through online within 15 days on you providing your bank details.
PRIVACY POLICY
Welcome to Our Jewellery The protection and security of your personal information is one of Our Jewellery top priorities.

This online Privacy Policy discloses Our Jewellery information practices for this Website and subscriber / membership based services including the type of information being collected, method of collection,using and sharing of such information with third parties. By using this Website you agree to accept the terms of this Privacy Policy as well as the Website's Terms of Use.

By accessing or using this Website you expressly consent to our use and disclosure of your personal information in any manner described in this Privacy Policy.

This Privacy Policy extends to both, users who visit the Website but do not transact business on the Website as well as users who are registered and are authorized by the Website to transact business on the Website.

"Personal Information" refers to any information that identifies or can be used to identify, contact or locate the person, to whom such information pertains including, but not limited to, name, address, phone number, fax number, email address, financial profiles, identification number and credit card information.

PLEASE READ THE FOLLOWING TERMS OF OUR PRIVACY POLICY PERSONAL INFORMATION THAT MAY BE COLLECTED Our Jewellery shall collect and store any information that you may provide on our Website. To enable you to become a member or subscriber of our Website we need to have your basic Personal Information. Apart from this, when you visit our website, our server collects your computer's personal information like your IP address. Please note that your IP address does not identify you personally. No use or Services available on this Website are directed towards children.Our Jewellery does not knowingly collect Personal Information from children or sell its products to children.

USE OF INFORMATION COLLECTED Our Jewellery owns all the information collected via the Website. As applicable, the information collected by Our Jewellery shall be used to contact you or inform you about the Website and Website related news and Services available on the Website; monitor and improve the Website; calculate the number of visitors to the Website and to know the geographical locations of the visitors; update you on all the special offers available on the Website and provide you with a better shopping experience. Please note that when you place an order, some of your Personal Information will be passed on to some like courier companies, credit card processing companies, vendors etc. to enable them and Our Jewellery to perform their duties and fulfill your order requirements.

Our Jewellery does not allow any unauthorized persons or organization to use any information that Our Jewellery may collect from you through this Website. In the event Our Jewellery is required to respond to subpoenas, court orders or other legal process, your Personal Information may be disclosed pursuant to such subpoenas, court order or legal process, which may be without notice to you. Cookies are small pieces of information saved by your browser onto your computer. Cookies are used to record various aspects of your visit and assist Our Jewellery to provide you with uninterrupted service. Our Jewellery does not use cookies to save Personal Information for outside uses.Our Jewellery may share collective information such as demographics and Website usage statistics with our sponsors, advertisers or other third parties (such third parties do not include Our Jewellery 'S marketing partners and network providers). When this type of information is shared, such parties do not have access to your Personal Information. This Website may contain links which may lead you to other Websites. Please note that once you leave our Website you will be subjected to the Privacy Policy of the other website and this Privacy Policy will no longer apply. BY USING THIS WEBSITE, YOU SIGNIFY YOUR AGREEMENT TO THE TERMS OF THIS PRIVACY POLICY, Our jewellery, RESERVES THE RIGHT, IN OUR SOLE DISCRETION, TO CHANGE, MODIFY, ADD OR DELETE PORTIONS OF THE TERMS OF THIS PRIVACY POLICY AT ANY TIME. If you have any questions about this Privacy Policy, please feel free to [Contact Us] through our Website.